As the investigation into the outlandish numbers that Obama has been reporting as fundraising each month continues, more and more inconsistencies arise.
The Washington Post’s newest investigation has discovered that the Obama campaign is accepting competely untraceable money over the internet… how you might ask?
VISA/Mastercard Pre-paid gift cards.
Sen. Barack Obama’s presidential campaign is allowing donors to use largely untraceable prepaid credit cards that could potentially be used to evade limits on how much an individual is legally allowed to give or to mask a contributor’s identity, campaign officials confirmed.
Faced with a huge influx of donations over the Internet, the campaign has also chosen not to use basic security measures to prevent potentially illegal or anonymous contributions from flowing into its accounts, aides acknowledged….
In recent weeks, questionable contributions have created headaches for Obama’s accounting team as it has tried to explain why campaign finance filings have included itemized donations from individuals using fake names, such as Es Esh or Doodad Pro. Those revelations prompted conservative bloggers to further test Obama’s finance vetting by giving money using the kind of prepaid cards that can be bought at a drugstore and cannot be traced to a donor.
The problem with such cards, campaign finance lawyers said, is that they make it impossible to tell whether foreign nationals, donors who have exceeded the limits, government contractors or others who are barred from giving to a federal campaign are making contributions.
The Obama team’s disclosures came in response to questions from The Washington Post about the case of Mary T. Biskup, a retired insurance manager from Manchester, Mo., who turned up on Obama’s FEC reports as having donated $174,800 to the campaign. Contributors are limited to giving $2,300 for the general election.
Biskup, who had scores of Obama contributions attributed to her, said in an interview that she never donated to the candidate. “That’s an error,” she said. Moreover, she added, her credit card was never billed for the donations, meaning someone appropriated her name and made the contributions with another card.
When asked whether the campaign takes steps to verify whether a donor’s name matches the name on the credit card used to make a payment, Obama’s campaign replied in an e-mail: “Name-matching is not a standard check conducted or made available in the credit card processing industry. We believe Visa and MasterCard do not even have the ability to do this…..”
First things first… lets get to the absolute bold faced LIE that the Obama camp puts forth as an excuse….
“Name-matching is not a standard check conducted or made available in the credit card processing industry. We believe Visa and MasterCard do not even have the ability to do this…..”
As a former retailer, I can tell you that this is the biggest crock of crap ever and is patently false. These people have to know that this is a lie. There is no way they could not.
Credit card companies routinely have a set of security processes for situations called CNP or “Card Not Present.” This is STANDARD practice for just about every online retailer I have ever heard of… especially in the last 10 years with the rise of internet sales.
When you enter in your credit card information, the form also asks for your name and billing address. The reason why it asks for these things is that the computer verifies this information with the credit card company when authorizing your card. If there is a discrepancy, like an incorrect zip code, your card is denied instantly.
Once again, this is more than standard, it’s a fundamental rule of doing business online… online retail 101 type stuff. There is NO WAY they do not know this. They would have intentionally set up the computer system to bypass the additional security precaution. Yes, it would have had to been INTENTIONAL not to check.
Second, it is ABSOLUTELY SHOCKING that the Obama campaign is accepting pre-paid gift cards… outrageous actually!
These cards are totally untraceable because they are not tied to any names or addresses. You can buy them for cash at the grocery store. There is no way to tell who is donating and how much they are donating… even with the Obama campaign’s “vigorous” back end checks.
This only adds to my “bullshit” call on Obama’s $150 Million in fundraising for September.
As I have discussed previously, Obama claims that the reason for his massive fund raising is because of millions of different people have been making small donations, and yet we are finding out now that there are HUGE irregularities in Obama’s fundraising with ficticious donors making multiple donations, donors from other countries, and a tremendous amount of unnamed donors.
Until recently, the Obama campaign did not even have a self-verification process for people to go through to donate on the website to alert potential donors that they had to be US citizens and that there was a limit of $2300. There was even a dropdown menu feature to choose a country that contained every single country in the United Nations as an option!
McCain on the other hand has every donor to his campaign in public record, even the small donors he doesnt have to disclose. In addition, if you are overseas, you have to fax in a copy of your passport to the McCain campaign to prove that you are eligible to donate. Hillary Clinton also included this security feature to prevent illegal campaign contributions.
The Obama camp now has a box you check to “verify” that you are a US citizen… that is the check against foreigners donating to the campaign… (You must be a US citizen to donate to a campaign.)
The prepaid cards make it absolutely impossible to verify anything… name, address, citizenship, location… ANYTHING. They are totally and completely untraceable.
It is totally inappropriate and unethical for the Obama campaign to accept these cards.
More than that… it is just wrong.
Update: From Mike, one of my readers… details on Obama’s credit card processor.
Chase Paymentech is the processor for the Obama Campaign. The Democratic Party works with a fundraising company Auburn Quad. You can go to the Democratic Pac ACT Blue, which sets up the fund raising websites for Democratic Candidates.
Democratic Congressmen. http://www.actblue.com/faq
Chase Paymentech has the most advanced card not present payment system, the Salem Platform, in the country. One of the reasons it is such a good platform is because of its security. Not only can they match names, but they can match addresses as well. They can stop multiple transactions within a given period of time. The Democrats have turned it all off.
Chase Paymentech is culpable because they should police their merchant’s sites for compliance issues, especially for the large sites that processes huge volumes of transactions.
If you would like to express your displeasure with Chase Paymentech, Corporate headquarters
14221 Dallas Parkway, Building Two
Dallas, TX 75254
Michael P. Duffy, President and CEO
Dan Charron, Executive Vice President, Client Services
Diane Donoghue, Executive Vice President, General Manager, Retail Network Services
Shane Fitzpatrick, Managing Director, European Union
Roger C. Hart, Executive Vice President, General Counsel
Sam Jawad, President, Chase Paymentech Solutions, Canada
Keith L. Kennedy, Executive Vice President, Strategy; General Manager, Multi-Channel Platform
Greg Schaub, Executive Vice President, Business Development